Our Services
Coverage for Every Part of Your Life
From protecting your car to planning your financial future, Herring's Insurance and Financial Services offers full-service coverage for individuals, families, and businesses in New Bern, NC.
We believe insurance should be simple, honest, and personal. That's why we take the time to understand your unique situation before recommending any coverage — so you only pay for what you actually need.
Auto Insurance
Drive with confidence, wherever the road takes you.
Whether you drive a family SUV, a work truck, or a weekend motorcycle, we'll find the right auto policy to fit your life and your budget. We shop multiple carriers to get you the best rate without sacrificing coverage.
- Liability, collision, and comprehensive coverage
- Uninsured and underinsured motorist protection
- Multi-vehicle and good driver discounts
- Roadside assistance and rental reimbursement options
Home Insurance
Protect the place you call home.
Your home is likely your biggest investment. We make sure it's protected with comprehensive homeowners coverage tailored to your property, your belongings, and your peace of mind — including flood insurance, which is essential for homeowners across all of North Carolina.
- Dwelling and personal property coverage
- Liability protection for accidents on your property
- Additional living expenses if your home is uninhabitable
- Flood insurance — critical coverage for all of NC, not just the coast
Life Insurance
Give your loved ones the security they deserve.
Life insurance is one of the most important gifts you can give your family. We'll help you understand your options — term, whole, or universal life — and find a policy that fits your goals and your budget.
- Term life insurance for affordable, temporary coverage
- Whole life insurance with cash value accumulation
- Universal life for flexible, long-term protection
- Coverage for individuals, couples, and families
Business Insurance
Protect the business you've worked hard to build.
Running a business in New Bern comes with real risks. We offer comprehensive commercial coverage to protect your property, your employees, and your livelihood — so you can focus on what you do best.
- General liability and commercial property coverage
- Business owner's policy (BOP) for small businesses
- Workers' compensation insurance
- Commercial auto and fleet coverage
Not Sure What You Need?
That's exactly what we're here for. Let's sit down and talk through your situation — no jargon, no pressure, just honest guidance from your neighbors in New Bern.